NCP is dedicated to helping our local business owners cut as many costs for taking credit cards as possible. Since starting in the industry in 2007 we have learned how much of a struggle it is to find a reliable and cost effective company. Plus one that stays the same for the entire time. We do not have contracts. We do not raise rates. We do not have annual fees. Our pricing is clearly spelt out on our site. www.northcountryprocessing.com